LIC ₹ ₹ ₹ ₹ — ₹ ₹ ₹
Missing an LIC premium can put your policy at risk. Vinodbhai sends personal WhatsApp reminders before every premium due date — so you never miss one. Here's everything you need to know about paying and tracking LIC premiums.
Visit licindia.in → Customer Portal → Pay Premium. Accept net banking, UPI, debit/credit cards. Receipt downloadable instantly.
LIC's official mobile app (LIC of India app on Google Play / App Store) allows premium payment with UPI and net banking. Quick and paperless.
Pay cash or cheque at any LIC branch across India. Branch CAB-879 (Vinodbhai's branch) in Vadodara. Premium receipt issued immediately.
Many nationalised banks (SBI, HDFC, ICICI) allow LIC premium payment at ATMs or internet banking portals. Check your bank's bill payment section.
Set up ECS (Electronic Clearing Service) auto-debit from your bank for automatic premium deduction on due date. Vinodbhai helps you register for this.
WhatsApp Vinodbhai your policy number and he will remind you before every due date and guide you through the payment — especially if you face any issue.
LIC gives a 30-day grace period for all premium modes (monthly, quarterly, half-yearly, annual). Pay within 30 days — policy remains fully in force. No penalty.
After the grace period, the policy goes into 'Lapsed' status. Benefits are suspended. Act immediately — revival is possible within 5 years.
Pay overdue premiums + interest. Usually no medical examination required for short lapses. Vinodbhai guides you through this quickly.
Requires declaration of good health + interest + possible medical. See the Policy Revival page for complete guidance.
WhatsApp your policy details and Vinodbhai personally sends you a reminder 7 days before every premium due date. Free service for all clients.
Mon–Sat, 9AM–7PM · Vadodara · Agency Code: 00525879