હવે શરૂ ન કરવાની કિંમત
~₹2,500/month builds a ₹25–30 lakh corpus by age 18. Premium waiver protects the plan even if you are not there.
~₹4,500/month needed for the same corpus. Less time means higher premium — and less power of compounding.
~₹8,000+/month needed — and very limited plan options. Early start is the single biggest advantage you can give your child.
બાળક માટે શ્રેષ્ઠ LIC પ્લાન
જીવન તરુણ
Money-back plan designed for child's education. Payouts at ages 20, 21, 22, 23, and 24 — exactly when your child needs money for college, internships, and career start.
અમૃતબાલ
LIC's newest child plan. Single or limited premium payment with guaranteed additions every year. Full lump sum at maturity — perfect for higher education corpus.
ન્યૂ ચિલ્ડ્રન મની બૅક
Periodic money back at ages 18, 20, and 22 — perfectly timed for higher education milestones. Full sum assured on maturity at age 25.
"The best feature of LIC child plans is the Premium Waiver Rider. If something happens to you, LIC waives all future premiums — but the policy continues in full force. Your child still gets every rupee you planned for them. This is the real reason I recommend these plans to every young parent in Vadodara."
— Vinodbhai Rohit
સામાન્ય પ્રશ્નો
Not at all. LIC Jeevan Tarun accepts children up to age 12. Amritbaal accepts up to 13. Even starting now gives you 8–10 years of accumulation with LIC bonuses. Vinodbhai will calculate the corpus you can build by your child's 18th birthday.
LIC offers a 30-day grace period. If a child plan lapses, it can usually be revived within 2–5 years. The premium waiver rider means even if you pass away, the policy continues — your child's future is protected.
This depends on the plan, sum assured, and bonus rate. LIC's bonuses have historically been consistent. Vinodbhai can show you a realistic illustration — he will never promise numbers higher than what LIC actually delivers.
LIC child plans give you guaranteed corpus + life cover + bonus + premium waiver in one product. MF SIPs give market-linked returns but no protection if you are not there. Many Vadodara parents do both — a child plan as the guaranteed floor and an SIP for extra upside.
Free. 15 minutes. Doorstep visits available across Vadodara. Same-day response. · નિઃ-ખર્ચ, નિઃ-દબાણ
Mon–Sat, 9AM–7PM · Vadodara, Gujarat · Agency Code: 00525879