Privacy Policy

1. Introduction · પ્રસ્તાવના

Vinodbhai Rohit ("we," "us," or "our"), Chief Life Insurance Advisor at LIC of India (Agency Code: 00525879, Branch: CAB-879, Division: Vadodara), operates the website vinodbhairohit.com.

This Privacy Policy explains how we collect, use, and safeguard your personal information when you visit our website or contact us for insurance consultation services. By using this website, you agree to the terms described below.

2. Information We Collect · અમે શું માહિતી એકત્ર કરીએ

We may collect the following types of information:

• Personal Identification: Name, phone number, email address — provided voluntarily through our contact form or WhatsApp
• Financial Planning Details: Income range, number of dependents, existing loans — provided through our insurance calculator tool
• Communication Records: Messages, queries, or consultation requests you send us
• Device & Usage Data: Browser type, pages visited, time spent — collected automatically via standard web analytics

3. How We Use Your Information · માહિતીનો ઉપયોગ

Information collected is used solely for:

• Responding to insurance consultation requests
• Providing personalised insurance plan recommendations
• Sending policy renewal reminders (only to existing clients who consent)
• Improving the website's content and user experience
• Complying with legal and regulatory requirements under IRDAI guidelines

We do not sell, rent, or trade your personal information to any third party for marketing purposes.

4. WhatsApp Communication · WhatsApp સંચાર

Our website uses WhatsApp links to enable direct communication. When you click a WhatsApp button, you are redirected to the WhatsApp platform. Communication via WhatsApp is subject to WhatsApp's own Privacy Policy (whatsapp.com/legal/privacy-policy).

By initiating a WhatsApp conversation, you consent to receiving replies from Vinodbhai Rohit regarding your insurance inquiry. You may stop communication at any time.

5. Cookies & Analytics · કૂકીઝ

This website may use cookies and basic analytics tools to understand how visitors use the site. This helps us improve the website experience. You can disable cookies in your browser settings at any time.

We do not use advertising cookies or tracking pixels for remarketing purposes.

6. Data Security · ડેટા સુરક્ષા

We implement appropriate technical measures to protect your information from unauthorised access. However, no internet transmission is completely secure. We encourage you to avoid sharing sensitive financial documents through this website.

All personal data shared with us is treated with strict confidentiality in accordance with applicable Indian data protection laws.

7. Your Rights · તમારા અધિકારો

You have the right to:

• Request access to the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of your information from our records
• Opt out of any communications at any time

To exercise any of these rights, please contact us using the details below.

8. Changes to This Policy · ફેરફારો

We may update this Privacy Policy from time to time. Changes will be reflected by updating the "Last Updated" date at the top of this page. Continued use of the website after any changes constitutes your acceptance of the updated policy.

9. Contact Us · સંપર્ક

For any privacy-related questions or requests: