જો તમે ન હો, તો તમારો પરિવાર સુરક્ષિત છે?
Most families in Vadodara are underinsured — and don't know it. Get honest, pressure-free advice from Vinodbhai Rohit, Chief Life Insurance Advisor at LIC with 30 years of local experience.
વડોદરાના મોટા ભાગના પરિવારો અપૂરતા વીમા સાથે છે. વિનોદભાઈ સાથે નિઃ-દબાણ, નિઃ-ખર્ચ સલાહ મેળવો.
⚠️ This is a personal advisor website — not the official LIC of India website. Agency Code: 00525879.
તમારી પરિસ્થિતિ કઈ છે?
Time to protect your spouse and plan your future together.
Your child's education and future needs planning from day one.
If something happens to you, should your family lose the home too?
Save up to ₹46,800 in taxes while building long-term wealth.
Secure a guaranteed monthly income even after you stop working.
Too many options, no one to explain. Let's simplify it together.
Click any card to get in touch — free, no-obligation conversation · નિઃ-ખર્ચ, નિઃ-દબાણ
ઓનલાઈન ખરીદી vs. વ્યક્તિગત સલાહ
You can buy online. But here's what an advisor gives you that a website never can.
| What You Get | Vinodbhai Rohit | Online Marketplace | Direct Online |
|---|---|---|---|
| Honest, unbiased advice | ✓ Explains all options | ✗ Commission-driven | ✗ No guidance |
| Claims support — personal | ✓ Handles paperwork personally | ✗ You're on your own | ✗ Call centre only |
| Premium lapse reminders | ✓ WhatsApp before every due date | ✗ No tracking | ✗ Email auto-reminder only |
| Policy revival help | ✓ Step-by-step guidance | ✗ Not applicable | ✗ Branch visit required |
| Home / doorstep service | ✓ Across Vadodara | ✗ No | ✗ No |
| Gujarati / local language | ✓ English + Gujarati | ✗ English only | ✗ English only |
| Annual policy review | ✓ Free, every year | ✗ Not offered | ✗ Not offered |
| Single point of contact | ✓ Vinodbhai personally | ✗ Different agent each time | ✗ Call centre rotation |
I've helped 1500+ Vadodara families. No pressure, no forms. Just a straight conversation. · નિઃ-ખર્ચ, નિઃ-દબાણ
પહેલેથી LIC પૉલિસી છે? — મારી સહાય
Confused about your policy? Premium lapsed? Maturity coming up? Claim pending? You don't need to figure this out alone — or wait in a long LIC branch queue. Vinodbhai handles LIC policy service personally.
Missed premiums? Don't worry — most LIC policies can be revived within 5 years. Vinodbhai guides you through every step personally.
WhatsApp for Revival Help →Navigating a death claim during grief is hard. Vinodbhai personally handles the documents, follow-up, and settlement. You focus on family — he handles LIC.
📞 Call Vinodbhai Now →Policy maturing soon? Get the exact documents needed, understand your maturity + bonus amount, and receive full guidance for a smooth payout.
WhatsApp about Maturity →Confused about online premium payment? Want to know your next due date? Need grace period information? Vinodbhai sends WhatsApp reminders — so you never miss a date.
WhatsApp for Premium Help →Got married? Had a child? Lost a nominee? Updating your LIC nominee is crucial. Vinodbhai helps you fill Form 3750 and submit it — hassle free.
WhatsApp to Update Nominee →Have old LIC policies but not sure if they're enough? Vinodbhai reviews all your existing policies — checks coverage gaps, premium value, and maturity corpus. Free, 15 minutes.
WhatsApp to Book Review →પ્રક્રિયા ખૂબ સરળ છે
Reach out anytime. Vinodbhai or his team responds the same day — no waiting.
Meet at home or a convenient spot. Understand your needs, income, and goals — no forms, no pressure.
We handle all paperwork. Policy set up with lifelong renewal reminders and support.
"Every family I've worked with, I've treated like my own. Insurance is not just a policy — it is a promise."
"દરેક પરિવારને મેં મારા પોતાના જેવો ગણ્યો છે. વીમો માત્ર પૉલિસી નથી — એ એક વચન છે."
ત્રણ દાયકાની વિશ્વસનીય સેવા
Vinodbhai Rohit is a Chief Life Insurance Advisor at LIC of India, serving Vadodara for over 30 years. He has built a reputation on one thing alone — honest advice and genuine care for each family he serves.
વિનોદભાઈ રોહિત 30 વર્ષથી વડોદરામાં LIC ના Chief Life Insurance Advisor છે. પ્રામાણિક સલાહ અને સાચી કાળજી — એ જ તેમની ઓળખ છે.
તમારા માટે યોગ્ય LIC પ્લાન પસંદ કરો
All plans below are available through Vinodbhai Rohit. Click any plan to discuss with him directly on WhatsApp — free, no pressure.
નવ જીવન અમર
Pure term plan at the lowest premiums. Family gets full sum assured if something happens to you. No maturity benefit — just pure protection at minimum cost.
ટેક ટર્મ (ઓનલાઈન)
LIC's online-only term plan with the lowest possible premiums. High sum assured with flexible payout options — lump sum or monthly income for family.
નવ જીવન આનંદ
Endowment + whole life in one. Get a lump sum on maturity AND life cover continues for life after that. One of LIC's most trusted plans for 60+ years.
જીવન લાભ
Limited premium payment with excellent returns. Pay for 10/15/16 years — stay covered for 16/21/25 years. Maturity corpus grows with LIC bonus declared every year since 1956.
જીવન ઉત્સવ
Whole life plan with guaranteed regular income. After premium payment ends, get annual income for life. Best for those who want lifelong guaranteed payouts.
જીવન તરુણ
Designed for your child's education and future. Money paid back at ages 20, 21, 22, 23, 24 — right when your child needs it most. Full life cover throughout.
અમૃતબાલ
LIC's newest children's plan. Single or limited premium payment. Full lump sum given at maturity for child's higher education, marriage, or career start.
ઈન્ડેક્સ પ્લસ
ULIP linked to Nifty 50 or Sensex index. Insurance + market returns in one. Mortality charges refunded on maturity — a unique feature among LIC ULIPs.
નિવેશ પ્લસ
Single premium ULIP — invest once, stay invested for years. Choose from 4 fund options (Bond, Secured, Balanced, Growth). Best for lump sum investors.
નવ જીવન શાંતિ
Invest a lump sum today, receive guaranteed pension from a future date you choose (deferred annuity). Lock in today's high pension rates. Zero market risk — pension never changes.
જીવન ઉમંગ
Whole life plan with annual survival benefit. After premium payment ends, receive 8% of sum assured every year for life — plus full sum assured on death or maturity.
ન્યૂ મની બેક 20 વર્ષ
Get money back every 5 years — 20% at year 5, 20% at year 10, 20% at year 15, and remaining 40% + bonus at maturity. Life cover throughout the full term.
ન્યૂ મની બેક 25 વર્ષ
25-year money back plan with payouts at year 5, 10, 15, 20 — each 15% of sum assured. Full remaining amount + bonuses at maturity. Ideal for long-term planners.
All plans save tax under Section 80C — up to ₹1.5 lakh/year · તમામ પ્લાન 80C હેઠળ ₹1.5 લાખ સુધી ટેક્સ બચાવે છે
Not sure which plan is right for you? Ask our AI Expert instantly → or WhatsApp Vinodbhai →
ઓનલાઈન કેમ નહીં? — અહીં જવાબ છે
Online platforms disappear at claim time. Vinodbhai has guided Vadodara families through claims for 30 years — personally, start to finish.
Algorithms push high-commission products. Vinodbhai recommends what fits your income and family — even if it's the simplest, cheapest option.
Fine print, exclusions, payout conditions — all explained in Gujarati before you sign. No confusion. No surprises later.
Many of today's clients are children of yesterday's policyholders. Three decades, 1500+ families protected, 800+ claims personally assisted — start to finish.
Forms, KYC, nominee updates, premium receipts — all handled on your behalf. You just make the decision. We do the rest.
A lapsed policy is a broken promise to your family. We send personal reminders before every renewal — so protection is never interrupted.
ક્યો LIC પ્લાન સૌથી યોગ્ય? — AI 2 મિનિટમાં જવાબ આપશે
Ask any LIC question in plain English or Gujarati and get an expert answer instantly — built on 30 years of LIC knowledge and all 25 active plans. Free, no login, available 24/7. Built by Vinodbhai for Vadodara families.
Live AI Answer Preview
Rahul, 34 · Married · ₹7L income
Goal: Child Education · Conservative risk
🥇 LIC Jeevan Tarun
Child Plan · Perfect match
🥈 LIC Jeevan Labh
Endowment · Strong fit
🥉 LIC Jeevan Umang
Whole Life · Good fit
AI answers in seconds · 25 LIC plans · English & Gujarati
વડોદરાના પરિવારો — સાચો અભિપ્રાય
Real testimonials from real Vadodara families — with full names and localities. Because trust should be verifiable.
"Vinodbhai has been our family's LIC advisor for 22 years. When my father passed, the claim was processed smoothly — entirely because of his guidance. He handled everything personally."
"22 વર્ષથી અમારા પરિવારના LIC સલાહકાર. ક્લેમ સ્ મૂળ સ્ — તેમની મદદ અણ-ભૂલ."
"I tried Policybazaar first — it was confusing and nobody called me back. A neighbour referred me to Vinodbhai and within one meeting, everything was clear. Bought a term plan the same week."
"Policybazaar ગૂંચવણભર્યું. વિનોદભાઈ સાથે એક મુલાકાતમાં બધું સ્પષ્ટ — ટર્મ પ્લાન તે જ અઠવાડિયે."
"He sends a WhatsApp reminder before every renewal. In 15 years I've never had a policy lapse. That kind of personal care is simply not possible from any online platform."
"15 વર્ષ, ક્યારેય ચૂક નહીં — WhatsApp રિમાઈન્ડર, ઘેર-ઘેર સેવા. ઓનલાઈન ક્યારેય ન આપે."
"My LIC policy had lapsed for 2 years and I thought it was gone forever. Vinodbhai revived it in 10 days. He knew exactly what documents to get and handled everything at the LIC branch himself."
"2 વર્ષ લૅપ્સ — હારી ગયો'તો. વિનોદભાઈએ 10 દિવસમાં રિવાઇવ કરી. ઘણો ઉપકાર."
"Vinodbhai visited our home in the evening after work hours. Explained all the child plans in Gujarati. My husband and I both understood clearly. The whole process was honest, no pressure at all."
"ઘેર સાંજે આવ્યા, ગુજરાતીમાં સ્પષ્ટ સમજાવ્યું. ડ઼ ોઈ ₹ ₹ ₹ — ₹ ₹ ₹ ₹."
"I called Vinodbhai at 8 PM about my father's maturity claim — he answered immediately and told me step-by-step what to do. The amount was in our account within 3 weeks. Outstanding personal service."
"રાત્રે 8 વાગ્યે ફોન, તરત જવાબ. 3 અઠવાડિયામાં ₹ ₹ ₹ ₹. એવી સેવા ₹ ₹ ₹ ₹."
તમારે કેટલો વીમો જોઈએ? — 3 સવાલ, તરત જવાબ
🤖 Want a smarter, personalised answer?
Ask our AI Expert — it knows all 25 LIC plans and your exact situation.
સામાન્ય પ્રશ્નો
A simple rule: your cover should be at least 10–15 times your annual income. So if you earn ₹5 lakh/year, aim for ₹50–75 lakh in term cover. We help you calculate the exact number based on your loans, expenses, and dependents.
સરળ નિયમ: વાર્ષિક આવકના 10–15 ગણો વીમો. અમે ચોક્કસ ગણતરી કરવામાં મદદ કરીએ.
LIC is government-backed with a 70+ year history and India's highest individual claim settlement ratio (98.5% in 2023-24). With ₹50 lakh crore+ in assets under management and 30 crore+ active policies, LIC is the most trusted insurer in India. We'll guide you honestly on what fits your situation.
LIC સરકાર-સમર્થિત, 98.5% ક્લેમ સ્વીકૃતિ. ₹50 લાખ કરોડ+ AUM. 30 કરોડ+ સક્રિય પૉલિસી. પ્રત્યેક પરિવાર માટે શ્રેષ્ઠ.
Typically: Aadhaar card, PAN card, a recent photograph, and income proof (salary slip or ITR). For some plans a basic health checkup may be needed. We tell you exactly what's needed and help you collect and submit everything.
આધાર, પાન, ફોટો, આવક પ્રૂફ. અમે બધી પ્રક્રિયા સંભાળીએ છીએ.
Most LIC policies offer a 30-day grace period. If lapsed, it can usually be revived within 5 years. We send WhatsApp reminders before every due date so this rarely happens — and if it does, we guide you through revival.
30 દિવસ ગ્રેસ પીરિયડ. અમે WhatsApp રિમાઈન્ડર મોકલીએ — ચૂક ન થાય.
In the event of the policyholder's death, the nominee contacts us. We collect required documents, submit the claim to LIC, and follow up until settlement. We've done this for many Vadodara families and ensure the process is handled with speed and care.
ક્લેમ સમયે અમે પૂર્ણ સહાય — દસ્તાવેજ, ફોલો-અપ, સેટલમેન્ટ સુધી.
ચાલો વાત કરીએ — કોઈ દબાણ નહીં